When it comes to health insurance plans, you’ve probably heard a lot of acronyms get thrown around – the 2 most common being HMO and PPO. Some people prefer an HMO and others prefer a PPO plan, but do you know the difference? First there’s the Health Maintenance Organization (HMO) which gives you access to certain doctors and hospitals within “the network”. The other option, is the Preferred Provider Organization (PPO) which also features a network of providers but contains fewer restrictions on seeing non-network providers. While everyone loves choices in life, sometimes those choices can be more difficult and choosing your type of health insurance is not a decision you should take lightly. Continue reading “HMO’s and PPO’s, What’s the difference???”